Our Industries

If your business has a website or electronic records, you’re vulnerable to cyber hackers. In fact, it’s likely that your business will suffer a cyber-attack at some stage.

A cyber-attack could cost your business more than money. It could also threaten your intellectual property and put customers’ personal information at risk – which could damage your reputation. McLardy McShane Kapoor can help you find the most suitable product that meets the needs of your business.

We understand the unique challenges you face in your hospitality business. From property insurance, to refrigerated machinery breakdown cover, we can tailor a risk management package that evolves with your business. Regulatory changes continue to challenge hospitality businesses, often presenting new risks. Our specific hospitality expertise can minimise your risk exposures and our insurance solutions can be adapted to meet the challenges faced in this fast-paced industry. From small family-owned businesses, to larger chains across venues, we can tailor your ideal insurance solution.

Even if you don’t have a physical store, your business is still exposed to risks like cybercrime, fraud or injury to customers from a faulty product. A range of covers can be arranged to suit retailers in all sectors, including beauty, hairdressing, clothing and footwear, department stores, food and liquor, furniture and electronics, plus many more.

Not only can it lead to an expensive lawsuit, but your business’ hard-earned reputation may be damaged as a result. That’s why professional indemnity insurance matters – for help protecting your assets and brand if your advice causes a client to take legal action against you. Professional Indemnity insurance is recommended for anyone who is providing professional services or advice in exchange for a fee – like, graphic designers, IT consultants and more. Regardless of your legal obligation, it’s often a customer requirement that you have this cover in place. As a wide-ranging insurance solution, professional indemnity cover may include anything from accidents to errors and omissions.

Public liability insurance can help to protect your business from the financial risk of liability claims – giving you the certainty you need to trade with confidence. No matter how stringent your company is, mistakes can happen. Even if you’re not at fault, you could risk serious financial damage through legal and court costs if a customer decides to sue you. Product liability insurance is designed to help protect your business if you’re sued because a product you sell, assemble or supply has caused harm to a person or property. While public and product liability insurance isn’t mandatory for most businesses, it is recommended for all companies. That’s because the unpredictable nature of accidents makes them hard to prevent – and the costs of being sued can be extraordinarily high.